Retirement has changed dramatically in the last 20 or 30 years. The days of using social security and a guaranteed pension from working a single job are gone. Social security pays, on average, about $700 a month, woefully short of cost of living, and very few jobs pay pensions like they did in the past. […] Read more...
Excel spreadsheets work great for many people, but you can also use Quicken to track your accounts and expenses with less effort. The least expensive place to get Quicken is probably at Costco. You and your spouse need to agree on how much you will spend on each category after all your recurring bills are […] Read more...
A Financial Planning experience with a client: It was just another day that a new client came to us for financial planning. He wanted to know if he had planned well for his family financial goals. As a general procedure, I suggested that a study would help me come out with a comprehensive financial planning […] Read more...
Car Insurance Frequently Asked QuestionsOur Frequently Asked Questions provide you with clear explanations to some of the knotty questions you may have, in order to help you make informed decisions. If you have further questions, please use our contact page to get in touch, and we’ll point you in the right direction. How do I […] Read more...
Some people will tell you that you can’t get rich quick. Grant Sabatier will tell you they’re full of s***. When people hear “get rich quick,” they think “get rich quick without doing any hard work.” If that’s your idea of get rich quick, then Financial Freedom by Sabatier is not the book for you. […] Read more...
Midlife crisis aside, age 40 is the time when many adults start to worry about their post-retirement finances. Even if they already have a plan set in place, many 40-somethings worry that the money saved won’t be enough to support a fulfilling retirement. Part of this worry comes from knowing or seeing individuals in their 50’s […] Read more...
With the development of the global Internet, people want to earn extra money online. Because there, as they say, the best income. In fact, there is a lot of work on the Internet. There are low-income options. But there are also ways to make money that replace office work. Below we talk about how to […] Read more...
Maybe this is not the right time of the year to talk about savings rates but… who am I kidding, it is always the right time to talk about savings rates, especially in the FIRE/dividend growth community. So, what I have the done this last couple of evenings is look at all my expenses in […] Read more...
The only way you will ever permanently take controlof your financial life is to dig deep and fix the rootproblem. Suze Orman The benefits of tracking your spending I wrote a previous article here that discussed the benefits of organizing your personalfinances. If you have not read this article I urge you to do so. If you do not havepersonal finance […] Read more...
Time for some therapy. “Hello, I’m DividendLife and I have irrational financial behaviors.” It’s true! I sometimes make less than optimum financial choices and I know it. Yet I’m somehow okay with that. Here are three irrational things that I know I do and why I choose to accept them. How am I irrational? Let […] Read more...
