Excel spreadsheets work great for many people, but you can also use Quicken to track your accounts and expenses with less effort. The least expensive place to get Quicken is probably at Costco. You and your spouse need to agree on how much you will spend on each category after all your recurring bills are […] Read more...
Would you like you save money yet you don’t know where to start and what to do? These days, saving money is a very important form of security. When something unexpected came up such as life threatening accident, bills and other unexpected payments, there should be an instant financial assistance. But how could you effectively […] Read more...
A penny saved is a penny earned. -Benjamin Franklin We’ve all heard this old adage before. Every dollar you save today is a dollar that can go to something that you may want or need in the future. Maybe you’ve been eyeing that new pair of shoes for a while now. Or maybe you want […] Read more...
The greatest investors had them. One of the richest men on the planet named his son after one of his. There are countless books and guides on how to find one. And without a doubt nobody can deny the priceless value of mentors. Today we speak to Michael Batnick who is the Director of Research at Ritholtz […] Read more...
Maybe this is not the right time of the year to talk about savings rates but… who am I kidding, it is always the right time to talk about savings rates, especially in the FIRE/dividend growth community. So, what I have the done this last couple of evenings is look at all my expenses in […] Read more...
Saving $5,000 a year only takes putting aside $97.00 a week!! Six laws of wealth mainly refer to money. Something exciting is that the first two talk about saving. The number one law states that you should at least save 10 percent of what you earn and the second urges you to keep what you […] Read more...
The only way you will ever permanently take controlof your financial life is to dig deep and fix the rootproblem. Suze Orman The benefits of tracking your spending I wrote a previous article here that discussed the benefits of organizing your personalfinances. If you have not read this article I urge you to do so. If you do not havepersonal finance […] Read more...
Welcome to the second post in my series about things you shouldn’t invest in (but you might anyway!). Today we’ll be talking about classic cars, some of which are now fetching quite the price in auctions worldwide. And I have a confession to make. Those of you who count yourself as militant FI/Frugal readers should look […] Read more...
Lenders will examine your credit history, capacity, and collateral. Lenders will verify your employment for the past two years and try to predict how likely it is that you will keep your job. If you’re weak in one area, strength in the other two areas or in a spouse’s bona fides may compensate. Or you […] Read more...
Havingan emergency fund is a key component in attaining victory over yourfinances. As such, it’s important tostart one right away. Why Have An Emergency Fund? There are manybenefits to be gained by having an emergency fund, and no drawbacks. It may feellike a drawback while you’re putting in the extra effort to build the fund, […] Read more...
