Retirement has changed dramatically in the last 20 or 30 years. The days of using social security and a guaranteed pension from working a single job are gone. Social security pays, on average, about $700 a month, woefully short of cost of living, and very few jobs pay pensions like they did in the past. […] Read more...
Excel spreadsheets work great for many people, but you can also use Quicken to track your accounts and expenses with less effort. The least expensive place to get Quicken is probably at Costco. You and your spouse need to agree on how much you will spend on each category after all your recurring bills are […] Read more...
Midlife crisis aside, age 40 is the time when many adults start to worry about their post-retirement finances. Even if they already have a plan set in place, many 40-somethings worry that the money saved won’t be enough to support a fulfilling retirement. Part of this worry comes from knowing or seeing individuals in their 50’s […] Read more...
For many the concept of personal wealth is so far from their thinking that they never plan to have anything close to wealth. Their plan is to survive, pay bills, take some vacations and hopefully be able to retire some day. In fact the majority of a person’s life is spent working for money. What […] Read more...
Hi. My name is David Hood from ‘Beginner Investing Made Easy’. Today I want to talk to you about ‘Learning about the stock market’. It’s easier than you think. There are three major steps that will take you a long way in helping you learn about the stock markets quickly and understanding it so that […] Read more...
The topic of paying off debt vs investing came up at work the other day, and I was a little surprised by some of the ideas that were floating around. A friend mentioned wanting to get into investing, “playing the markets” as he put it, and his desire to set some money aside for retirement. […] Read more...
In the United States, more than half of Americans have no idea how much they need for a stable retirement. With as much time as the average American now spends living as a retiree, the shocking amount of people not planning ahead for retirement is troubling, considering the drop in companies supplying pensions and the […] Read more...
All too often we hear dreadful stories of people losing thousands of dollars in their investments when the markets decide to crash. Losing money is one of the most gut wrenching feelings a person can experience especially because it has an impact on our most basic need for survival. One of the most basic investing […] Read more...
Retirement is word that mean to go, of Relax and Take It Easy. But common mistakes turn it into STRESSFUL period in senior’s lives as well as their families. To make matters worse, the low interest rate regime in recent year has wipe out a big portion of retires expected income. This article talks about […] Read more...
Saving $5,000 a year only takes putting aside $97.00 a week!! Six laws of wealth mainly refer to money. Something exciting is that the first two talk about saving. The number one law states that you should at least save 10 percent of what you earn and the second urges you to keep what you […] Read more...
